Practical legal solutions to support your transactions and protect your interests

Savoie Joubert advises businesses, financial institutions, and stakeholders in the financing industry across Quebec on a broad range of legal matters. Every mandate is approached with strategy, rigour, and a clear focus on results.

Because we understand the commercial and regulatory realities you face, our advice is meant to be useful in practice, not just technically sound on paper. We help you reduce risk, move transactions forward, and protect your interests when disputes arise.

Movable and immovable financing

We help you  structure your financing transactions to better protect your interests.

  • Drafting of financing documentation, including loan agreements, guarantees, security documents, corporate documents, inter-creditor agreements, subordination agreements, and related materials.

  • Registering or publishing the required security at the appropriate registries.

  • Conducting due diligence, registry searches and analysis of existing prior-ranking securities.

  • Negotiating inter-creditor arrangements and negotiation with legal representatives for the other parties involved in a transaction.

Drafting of commercial and retail contracts

We draft and revise agreements to protect your interests that reflect your business reality while meeting legal requirements and industry standards.

  • Drafting commercial contracts, including agreements related to retail and wholesale financing, instalment sales, leasing, lease financing, and suretyship.

  • Preparing retail contracts that comply with applicable legal requirements.

  • Reviewing and updating existing contracts, particularly in response to legislative changes.

Taking of securities

We put the proper  legal protections in place to secure your transactions and the assets that you finance.

  • Analysing and recommending the securities best suited to each transaction.

  • Drafting of security documentation.

  • Publishing securities and contracts to ensure enforceability against third parties.

  • Obtaining and publishing cessions of ranks, priority agreements intercreditor agreements and waivers.

Civil and commercial litigation

We represent you before all Québec courts with a strategic, efficient approach tailored to the stakes involved.

  • Drafting proceedings, including seizures before judgment where assets are at risk, threatened with export, or involved in fraudulent schemes.

  • Contesting and opposition to measures taken by other creditors or public authorities that affect your assets.

  • Handling insurance claims.

  • Defending your rights in matters involving civil liability and product liability, including latent defects and warranties.

Recovery involving movable and immovable property

When recovery becomes necessary, we act quickly to protect your rights and implement the appropriate procedures.

  • Enforcing security and guarantees on movable and immovable property, including debt and asset recovery.

  • Drafting and publishing prior notices required in commercial, real estate, and consumer matters.

  • Handling bankruptcy and insolvency cases, including the preparation and filing of various proofs of claim.

Let’s take the time to talk

Every matter deserves a tailored approach. Our team is available to provide you practical advice and efficient support.

Contact us